The person who writes, edits, and stands behind everything on this site.
Simply Wealth Creation is an independent, one-person publisher of personal-finance tools and guides for Indian retail investors. Everything here is written, researched, and maintained by its founder — not outsourced to a content mill, and not supplied by product providers.
Simply Wealth Creation was founded and is written and edited by Pankaj Paul, who writes on Indian personal finance for ordinary retail investors — the people without a family office or a private banker, and who are too often sold products that serve the seller more than the buyer.
His approach is deliberately plain: no jargon, no hype, and nothing recommended for a commission — just the numbers, explained honestly, so readers can weigh the trade-offs and decide for themselves. Every tool and guide here is held to that standard.
The decisions that actually move the needle for Indian households: choosing mutual funds, SIP versus lumpsum, planning for retirement and financial independence, understanding tax, and avoiding mis-sold insurance and other costly traps.
Independent, evidence-based, and written in plain language — no hype and no paid placements. How content is researched and reviewed is in our Editorial Policy; how the site is funded is in our Disclosure.
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