Instant calculations with transparent assumptions. No login required.
Your net worth is everything you own (assets) minus everything you owe (liabilities). It is the single clearest snapshot of your financial position — more honest than your salary or bank balance, because it accounts for debt. Tracking it over time is one of the most useful habits in personal finance: if the number is rising, you are building wealth.
Beyond the total, this tracker shows how your wealth is currently split across equity, debt, gold, real estate, and cash. Many people are surprised to find they are far more concentrated than they thought — often in property, or sitting in idle cash. Seeing the mix is the first step to thinking about whether it fits your goals. It is a snapshot for reflection, not a recommendation.
Include its current market value as an asset and the outstanding home loan as a liability. Just remember the home you live in isn’t easily spendable, so some people track net worth both with and without it.
There is no universal number — it depends on your age, income, and goals. The more useful question is whether your net worth is growing over time and whether the mix suits your plans.
Your entries never leave your browser — there is no account, no server, no transmission. The trade-off is that it lives on this device, so clear it on shared computers.
